Paying bills and taxes is different in every country, there are some specifics to know on this subject. Find here an overview of specific payment possibilities in Bulgaria for paying bills and taxes.
Paying Bills and Taxes
Paying Bills and Taxes is easy if you follow the guidelines below. Make sure to pay in time to avoid extra costs for reconnections, because companies will disconnect you for unpaid bills. Utility bills require monthly payments. Utility payment amounts are based on consumption and usually you are required to send in the numbers on your consumption counter, eg. warm and cold water. There is a system that at the end of the year your consumption, eg. heating, is measured and you could get a refund of overpayments. We have never received any money back, so how exactly this works is unclear. Taxes are due in February/March. For all tax payments: pay the full amount and the government gives you 5% discount.
In many countries you can pay bills directly via your bank account. In this case the electricity, water, internet and phone companies just collect their money from your account. And at the end of the year you get a refund of overpayments. In Bulgaria this should exist, but how this works nobody knows.
Bills and taxes can be paid via banktransfer or in cash. Payments by bank transfer can be made through internet banking once you have the Electronic Signature Certificate installed on your computer. For bank transfer tax payments a Bulgarian account is preferable, as you are required to include certain tax numbers through the payment application. Payments from foreign accounts are possible, but it is far more difficult to establish the relation of the payment. Payable taxes can be found within the bank application through the Tranfers/Taxes tab. Here you are asked to insert your Bulgarian ID number and payable taxes appear for payment.
The easier way for bills and tax payments is to just visit an Easypay payment point. Cash or card payments can be made through any office of Easypay. Wherever you see their logo, you can pay all of your bills, including your taxes, for your car for example. Just show your reference and they can find your bill in their system and tell you the amount. To find an office near you, you can click on the logo.
So for all your water, electricity, heating, phone, internet bills, car tax or anything else you can just take the invoice to an Easy Pay office and pay there. If the employee only speaks Bulgarian, no worries, when they see your bill they understand what you are there to do.
For your car taxes payment, you show your little car registration ID and they can look up what taxes are due. Car taxes are paid in Februari/March of each year. When you pay the full amount before the end of March, you get a 5% discount.
Utility companies send a paper invoice each month to your home address. When renting, always ask your landlord the specifics on this. Mailboxes are sometimes difficult to understand and you do not want to miss a payment.
Obviously cash payments are accepted everywhere. Most shops also accept cards: Maestro, Debit or Credit Card. Usually shops feature card logos on the front door to indicate availability. Card payments require a pin code and Maestro cards also a signature. Most cards nowadays have the saver and more reliable chip system, so the good old strip slider got retired also in Bulgaria.
Good news for small payments, recently a new payment system has been developped, the symbol you find on the top right corner of your card:
Places that have this payment system will feature the logo. We have also seen taxis with the logo. This system requires for a card to only pass in front of the POS and with a single beep your payment is made. Payments under BGN 25 do not require a signature anymore.